Dee Cayo


My team and I are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and some of the most experienced Realtors in the Northwood’s. Our mission is to carefully guide clients through the entire home loan process, so that they feel confident as they make choices about the many options available for their financing strategy. With many years and a wide range of experience in the mortgage industry, our team stands ready to assist each and every step of the way.


As the Branch Manager, Dee oversees all loans originated by our TEAM. As the Senior Mortgage Consultant, Dee will meet with buyers for their loan consultation, educate them, and help them to pick their loan program. Dee’s job is to oversee the loan and be a resource for the borrower and Realtors throughout the loan process in regards to interest rates, programs, commitment letters, etc. She will keep both the selling and listing agents informed with our loan progress along the way.


Kasha Shockman

Loan Partner II

Kasha is the borrower’s loan concierge. Her focus is to be in contact with the borrower throughout the loan process with updates or items needed to make sure we are meeting contract deadlines. She will update the borrower at least weekely with a “Tuesday update”. She also helps the borrower make their final preparations for closing. Kasha assists with incoming calls and helping borrowers gather their initial necessary paperwork.


Sandy Bacon

Loan Processor

Sandy packages, processes and submits the loan for approval in underwriting. She is in communication with the underwriter, title company, insurance throughout the loan process.